Customer service endangered but not extinct

Occasionally someone does pick up the phone and says, “How can I help?”

Perhaps you live in a customer service Utopia, but in my world, because good customer service is such a fleeting experience, I felt the need to share a happy story when it does happen. Nothing earth shattering, but it does renew my faith in humanity, at least a little. I’m one of those Fitbit people. […] Read more


It takes a little more than cold temperatures to keep the Eppich men, Gregory and sons Joseph and James, from a successful mission to track down a Christmas tree.

The New Year begins with frigid temperatures

Eppich News: It was so cold it made it easier to make a clean cut on tires for feeders

By the middle of December, the temperature had dropped quite a bit. Gregory and John were able to haul most of the slough bales home. It was slow going but it’s good to have more bales home. Some of the bales are good for bedding and some were good enough this year for feed. Right […] Read more

Why do dividends appear less important when interest rates are low?

Why do dividends appear less important when interest rates are low?

In reality, dividends have very little to do with company valuations

The market is commonly a perplexing place, and one thing that has been perplexing me is why dividend stocks haven’t done better in an environment with ultra-low interest rates. Why would a company like BCE Inc. paying a safe 5.5 per cent dividend stagnate as interest rates decline, while a company like Shopify, paying no […] Read more


In the foreground is the new variety with no manganese — and no crop. In the background is the new variety with manganese — a good crop. On the left is Dwayne Ericksmoen of the U.S. Agency for International Development (USAID) and on the right is Guido Myovella of Tanzania Agriculture.

Les Henry: Integrated, three-province, field research program for micronutrients needed

Some mechanism to assemble and publish case studies would be an asset

In Henry’s Handbook we had this to say about micronutrients: “I do not suffer under any illusion that we have discovered all the micronutrient deficiencies that exist in Western Canada. It is best to maintain an open mind when the question of a new deficiency comes up. Micronutrient research is expensive and often not exciting […] Read more

A tax strategy for a retiree who inherits a farm

Farm Financial Planner: Opportunities to make money and save tax

In south-central Manitoba, a man we’ll call Ronnie, 57, lives on a 640-acre farm he inherited from his late parents. He’s never farmed and has no interest in swapping careers from the office work he did before retiring a few years ago. His plan is to sell the farm within three years and build a […] Read more


How to make a sustainable crop protection plan

How to make a sustainable crop protection plan

Q & A with an expert

Q: How do I make a crop protection plan in the off-season? A: Developing a crop protection plan for the upcoming season in the late fall and over the winter can be a challenging process. Many in-season variables, both economic and agronomic, are difficult to account for in the off-season.  However, with a season on […] Read more



Hubris isn’t a good trait in any pursuit, especially investing.

The long road back from an investment loss

Whether you buy at a low or hold from a low, the return is the same from that point

On May 22, 2008, I purchased 300 shares of Bank of America (BAC) for my RRSP at $34.66 per share at an exchange of C$1.00 per US$1.00. As I recall, I sold most of my oil stocks when oil was in the range of $140 to $150 and I was looking for a bargain to […] Read more

Les Henry: Soil moisture map for 2022

Les Henry: Soil moisture map for 2022

The soil reserve we’ve become accustomed to over the past decade is just not there

It is no surprise to readers that this year’s freeze-up soil moisture map required a lot of red ink to print. In the Allan Hills, where my Dundurn farm is located, folks can drive combines with a full tank of grain through sloughs that needed a canoe to cross a few years ago. You do […] Read more