For the most part, recent strong net income will take the sting out of interest rate hikes.

Rising interest rates, rising risk?

Farm Management: What do today’s rising interest rates mean for your farm’s balance sheet

There are a number of ways that rising interest rates affect farm balance sheets. They can negatively affect cash flow, can create a need to adjust short-term and long-term liabilities and affect the value of farmland that in turn can impact the farm’s asset values. “Higher interest rates will impact operations differently based on how […] Read more

Having a well-thought-out risk management plan for your farm can help you endure market volatility.

Farming can be a rough game to play

Protect yourself and your farm by making a risk management plan in advance

In the middle of September, the Prairies were hit with frost, rain and snow. If this were a sporting event and I were the referee that would be enough for me to eject Mother Nature from the game along with a two or three game suspension for an unsportsman-like conduct penalty as her actions were […] Read more


*10-year growth compares 2017 to 2008. Example, Royal Bank’s 2017 dividend was 1.8 times larger than in 2008.

Sorting through the mumbo jumbo of financial investments

Herman VanGenderen puts his model portfolio to the 
test for Grainews readers

There is a lot of mumbo jumbo surrounding the stock investing field, and quite frankly a large amount of horse exhaust as well. Let’s cut through a bunch of that, in this and the next column, to illuminate what’s really important to us as independent investors. I have taken the portfolio I described in my […] Read more



Cropped image of handsome businessman in casual wear using a laptop and examining documents while working in the office

Seven summer financial bottlenecks

In biz-speak, a bottleneck is a point of congestion that causes delays or inefficiencies, leading to higher costs. It’s a perfect metaphor for farm finances at a time of year when the bottle we’d rather be thinking about might have something cold in it, with us sitting on a dock. Yet summer is a too-good-to-miss […] Read more

grain bins and barley field

Would your farm pass the stress test?

When you pencil out 
your farm budgets, 
calculate some “what if” 
scenarios as well

New provincial guidelines for estimating 2017 crop production costs are being released across the Prairies. These guidelines can help producers predict their operating costs, breakeven yields and profitability. Producers should also be doing a “stress test” to see how much deviation from those predictions the farm can actually bear without losing money, is the advice […] Read more






Investing for tough times ahead

Investing for tough times ahead

Guarding Wealth: When you have to change your strategy from “making money” to “not losing money”

We are coming to the end of the longest bond bull market in history, a 32-year trend of falling interest rates and rising bond returns. Marked by a final decade of global stagnation and, recently, inflation rates virtually at the doorstep of deflation, the next step is expected to be a small rise in short […] Read more