Ratios Uncover The Good, Bad And Ugly

Through the month of January, many of our clients in the Grainews community received a request from the local banker, Hans Immapocket, for an updated net worth statement and income tax or financial statements. The banker wants these statements in order to renew the operating line of credit for the next year. Rather than just […] Read more

Spend Farm Program Money On Insurance

For decades now our national government has administered a wide ranging and constantly changing suite of farm programs. To be honest, I think most of the politicians and bureaucrats that serve them and us are sincere in wishing to help the family farm survive. But many of these programs are so cumbersome and have such […] Read more


Die Healthy! Watch What You Eat

Managing your glycemic index is a fancy term for keeping your blood sugars at a healthy level. My weight loss program helps me choose lower glycemic foods. If you want a really good book with colour charts, get Rick Gallop’s “The G. I. Diet Clinic.” Since June 1, 2009, I have been on a wellness […] Read more

Disease Prevention Is Priority No. 1

When we decided in 1998 to experiment with raising sheep we sat down and brainstormed. We had many important factors to consider: What kind of capital we had to invest. How we wanted to raise them (intensive or pasture based.) And whether we wanted hair sheep or wool sheep. But what we decided was the […] Read more


Don’t Let Your Homemaking Slip

Recently my hubby and I watched Peter Walsh, life organization expert, “strip down” a family of four who were highly stressed, eating poorly, living in clutter, and only communicating via electronics. Wes’s question at the end was, “What was the stay-at-home mom doing all day?” Exactly. Today’s farm families are texting, listening to professional development […] Read more

Futures Failing For Price Discovery

Money-flooded futures markets could be throwing a wrench in your marketing plans. If you’re a canola grower looking for price discovery, you’re out of luck because convergence between cash prices and futures has at times become unreliable. Lack of convergence has left even the most astute, market-minded farmers scratching their heads. Futures markets are, by […] Read more


A Good Deal For Both Sides

Billy and Boss have never been in a dispute and they know nothing of each other’s finances. However they both have complementary interests — Boss needs cash and Billy needs a return on his investment. My elevator agent often demonstrates a win-win situation to me when I get screwed with dockage and grade! But a […] Read more

What Does Money Mean To You?

We were sitting in a convention workshop under the direction of Bruce Sellery, the founder of Moolala, when he asked the question, “What does money mean to you?” He expected us to answer, so I said “adventure and giving.” Another woman said “freedom.” I would be curious to hear your answer. Our values and attitudes […] Read more