Consider how cash management, diversification, risk management and investments could reduce unnecessary struggles faced by your farm.
Tag Archives Cash flow
Common pitfalls in farm finances
Farm Family Coach: Active management in some key areas can reduce unnecessary struggles for your farm
Shifts in the cash crop economics outlook for 2025
Farm Business Management: The bottom line is, be very cautious about your expenditures for this year
All told, be very cautious about your expenditures for this year. Try to save on expenses wherever you can. Be extra-careful about new capital expenditures such as machinery, buildings, land and major equipment.
To debt, or not to debt?
As we head further into 2025, will more debt be essential for a farm’s success?
Glacier FarmMedia — There are many pressures on the agriculture industry and its individual businesses. Our farms are expected to do more at every turn. Every sector is feeling the effects of those expectations. And you don’t need to go far to find a farmer who will tell you the cost underpinning all the programs, […] Read more
Practical strategies to stay financially organized on your farm
Seeds of Encouragement: Managing the farm’s day-to-day is one thing; keeping its books up to date is quite another
Elaine writes: It’s a new year and time for a fresh start in getting your important farm details in order. Alyssa Brown, CPA, from Olds, Alta., is part of our coaching team. She grew up on the farm and now advises farmers how to make life better. Here’s her encouragement to you at the start […] Read more
The fall run: the rancher’s sprint
A Little Bit Western: Most of the revenue, data and calf movement come in the fall
I like to joke that ranching is a marathon, except when it is a sprint, and then it’s that too. There are certainly times when you are racing from one urgent task to another. While it feels like the rest of the working world has three to five business days to respond to a request, […] Read more
How we choose highly profitable companies at reasonable valuations
Investing for Fun & Profit: It's both an art and a science -- but mostly science
In previous articles I’ve frequently mentioned the importance of selecting highly profitable companies at reasonable valuations. I’d like to illustrate with a real-life example of a switch I made in our tax-free savings accounts (TFSAs) at the start of the year. Our TFSA performance has lagged recently even though since inception they are still running […] Read more
Challenges for 2024 cash crop economics
Cash flows must be managed carefully against rising costs and falling commodity prices
As we embark on a new production year, there are several new challenges. A recent Canadian Federation of Agriculture (CFA) report says “the cost of critical farm inputs such as fuel, fertilizer, feed, machinery, pesticides, land and labour has increased dramatically. “When coupled with high inflation, interest rates and a price on carbon for essential […] Read more
How to make sound purchase decisions: company analysis, Part 2
Another example of stock purchasing decision metrics (that sounds boring!)
The current series of articles were prompted by a couple of emails to further outline the process I use to buy individual companies. So don’t blame me for putting you through this! Hopefully, by the end, you will be able to relate to the small amount of number crunching required to make sound purchase decisions, […] Read more
Company analysis, real live examples
A focus on price/cash flow, cash flow/assets and cash flow growth
Following up on recent articles, it might be beneficial to work through real stock selection examples. My first example compares two of the largest worldwide integrated oil companies, Chevron (CVX) and Exxon (XOM), along with the largest Canadian company, Suncor (SU). I will attempt to cut through much financial gobbledygook (it’s a real word in […] Read more
Cash flow is king. A simple measurement that helps you evaluate a company
Investing for Fun and Profit with Herman VanGenderen
What’s more important than profits? Well of course family, friends and health, but what about in a business? My favorite valuation measure is actually cash flow. Everyone has heard the saying that “cash is king.” At today’s interest rates I would argue that cash is a waste of money, but cash flow is king! Most […] Read more
Cyber-Savvy Farmer
