As I’ve already experienced with telcos, declining profitability often leads to declining service levels.

Can Canada’s banks and telcos maintain as reliable performers?

Investing for Fun and Profit: Also includes an update on the latest status of the Titanium Strength Portfolio

This is my 100th column over the past six years for Grainews. I hope you’ve enjoyed the wit and wisdom, albeit limited, and that my musings helped your off-farm investing success. This is also the first column written following the May 15 anniversary of the Titanium Strength Portfolio (TSP). At its outset, the purpose was […] Read more

Mailed cheques are now being intercepted by fraudsters and duplicated but made out to new payees.

Fraudsters bringing bigger phish to farms

An ATB rep suggests the time has come for you to stop writing physical cheques

Glacier FarmMedia — The time has come for you to step up your cybersecurity against rising levels of financial fraud that have cost some producers tens of thousands of dollars. “It’s unbelievable the amount of cases that have come through our organization in the last year and a half,” says Jonathan Neutens, head of agriculture […] Read more


File photo of Rabobank’s office building in Utrecht. (Rabobank.com)

Rabobank to offer Canadian farm-level lending

Dutch co-operative bank's Canadian arm to loan directly to farmers, starting on Prairies

Updated — A global financing firm operating at higher altitudes in Canada’s food and agrifood sector now plans to expand its business down to the farm and ranch level. The Canadian arm of Rabobank — an Amsterdam-based farmer co-operative lender, providing banking, leasing and real estate services in more than 38 countries — announced Tuesday […] Read more

David Kayi, a Hello Tractor engineer, installs an application on a John Deere 5503 tractor, using the Hello Tractor technology that connects farmers with vehicles’ owners, at a hay farm at Umande village in Nanyuki, Kenya on Feb. 4, 2020. (Photo: Reuters/Njeri Mwangi)

Deere taps tractor-hailing tech in bid to break ground in Africa

Low incomes, lack of credit hobble African mechanization

Nanyuki, Kenya/Johannesburg | Reuters — It’s ride-hailing, farm style. Deere and Co. is teaming up with the “Uber of tractors” in Africa and betting on a future where farmers summon machines with the touch of a button. The world’s leading farm equipment maker is outfitting its tractors with startup Hello Tractor’s technology, which allows farmers […] Read more


aerial view of farmland

Farmland values and rising interest rates

As interest rates rise, farmers are wondering, ‘it this still a good time to buy land?’


On most farms land is the largest farm asset, which means it can also account for the largest portion of farm debt — especially for farmers just starting out, taking over from the previous generation or expanding the business. What can farmers do, in the face of more potential interest rate hikes, to make sure […] Read more

As interest rates edge upwards, it’s probably a good idea to know how much flexibility you have to purchase major assets, should the opportunity arise.

Is it too expensive to borrow money?

When the neighbour’s land is for sale, are interest rates too high to say 'yes?'

The best time to figure out whether or not you can afford to borrow more money probably isn’t when you get a tip off that the neighbour wants to sell some land at a really tempting price. But inevitably, it’s when faced with those kinds of situations that producers take stock of where they are […] Read more



Four common foreign exchange myths

Four common foreign exchange myths

Gwen Paddock, senior director, agriculture at RBC is a specialist in agribusiness. Since earning her B.Sc. with a major in agriculture economics she has been working with agriculture clients. A farmer at heart, Paddock was raised on a beef cow-calf farm outside Guelph, Ont.


(Dave Bedard photo)

U.S. regulators revise proposal on commodity position limits

Chicago | Reuters — U.S. derivatives regulators are revising their proposal to limit the positions that traders can hold in commodity markets to make it easier for some hedge funds and banks to keep large trades. The Commodity Futures Trading Commission wants to allow financial firms to count their market positions separately from subsidiaries if […] Read more

Life insurance alternatives

Life insurance alternatives

Banks push mortgage life insurance, but there are cheaper, more flexible alternatives

If you’re getting a mortgage for the first time or refinancing an existing mortgage at a different institution, chances are the person across the desk is going to try to peddle mortgage life insurance. Data show that about 60 per cent of Canadians with a mortgage written by a bank also have mortgage life. It’s […] Read more