bonds

Why should you invest in bonds?

Bonds no longer offer interest above dividend rates, 
but they are an insurance policy for market mayhem

Readers often ask why and how one should buy bonds. The reason used to be to get interest at a rate above what stocks pay as dividends. That does not work anymore, for bank stocks and big telecoms, for example, pay four to five per cent. Ten-year Government of Canada bonds pay 2.5 per cent. […] Read more

farm auction

Sold the farm. Now what?

After an auction sale, farmers will have a lot of cash on hand. Les Henry offers some investment tips

I took a run at this topic a couple of years ago but think it is worth another run. This past year I have seen ads for many auction sales of former students, colleagues and friends. They have all recognized a once in a lifetime opportunity. Anyone long enough in the tooth has seen the […] Read more


paperwork on a desk

Protect your off-farm investments

The bull market we’ve been living with could be nearing its end. 
Keep your capital intact through the downturn

It is a principle of finance that people will pay almost anything for what they don’t know. Stocks with dubious futures can soar in price when investors, fearful of being left out, jump on the bandwagon. Voices of caution are few and far between. Yet now they are being heard. In New York, where you […] Read more

Guarding Wealth: Buying risk, paying for liquidity

Guarding Wealth: Buying risk, paying for liquidity

Price-earnings ratios are a useful way to analyze your investment decisions

What do you get when you invest in capital markets? You might say stocks or bonds, mutual funds or units in real estate investment trusts. That answer is both true and false. You do get ownership of those things, but in a more analytical sense, what you are really getting is risk — any stock […] Read more


Becoming a competent investor

Guarding Wealth: There are several sources of financial advice for beginning investors, 
or investors looking to learn more

As a columnist for Grainews and Financial Post, I am frequently asked what it takes to learn to invest in stocks, bonds and other financial assets. There is a core of knowledge that every investor needs. Books Inspirational personal finance books. The Wealthy Barber is the best of this breed, but this is investing lite. […] Read more

Stock risks after year of gains

After a good run in the stock market, investors have decisions to make

It is a dilemma unique to the times, specifically to January and February 2014. After a remarkable run from 2011 or, for that matter, from the beginning of the recovery in March, 2009, stock markets in Canada, the U.S. and in much of the world are breaking through former highs. The broad U.S. market measured […] Read more