Last year I described my “Titanium Strength Model Portfolio,” based on buying and holding strong stocks. Now it’s time to take a look at my results. How did the portfolio perform? How did it compare to market indices? What other nuggets can we glean that might aid our understanding of portfolio management? What does a […] Read more
Investing and the omnipresent impact of the bell curve
Outstanding performance of the titanium portfolio on its first anniversary
Secrets to sanity and success in the investment world
Buying and holding is a more solid, and sane, strategy then portfolio turnover
This article marks my 24th for Grainews. My first article, in March of 2018, had a quote: “it’s all about buying common shares in solid companies, and holding them for a long time.” I hope you are now convinced of the validity of this approach. Why is this simple strategy shunned by most market participants? […] Read more
Long-term U.S. successes, and blemishes
Adding U.S. stocks to your portfolio brings diversification and a chance to profit
Previously, I shared examples from my Canadian portfolio that contributed to long-term investment success. The Canadian market is just three per cent of the world market and isn’t very well diversified, with financial and resource companies dominating. This makes international diversification a key success component. My longest standing stock account is an RRSP. Many years […] Read more
Long-term investment successes… and a few blemishes
Herman VanGenderen reveals the ups (and a few downs) of his stock investing history
Success through simplicity entails buying the right companies and holding them a long time. This reduces stress and workload managing investments, and leads to better outcomes. But do I follow my own advice? My first decade of stock investing was unsuccessful so when I transferred my RRSP into a stock account in 1993, I began […] Read more
Evaluating your investment performance
Are you getting your money’s worth when it comes to mutual fund fee structures?
There has been a lot of negativity directed towards the mutual fund and financial advisory industries around performance and fees, partly because of the emergence of Exchange Traded Funds (ETFs) with lower fees. Advisors, however, rely on mutual fund fees. My bias is towards taking control with direct stock ownership. This virtually eliminates fees and, […] Read more
The folly of market predictions
For the best long-term predictions, predict that most predictions will be wrong
In a previous column, I mentioned less than half of predictions are accurate. This phenomenon has been well documented, yet market predictions continue to abound. I began making market predictions in my January 2016 newsletter, mostly to poke fun at the whole prediction process, but also to test myself against the experts. How have I […] Read more
Thoughts on investing in real estate
Most farmers have invested in a home and in farmland. These investments are not risk free
My January 8, 2019, column titled, “Re-think what you thought, Part 2” contained a statement that a common misperception is that a house is one’s most important investment. For farmers, a house often comes with the farm, which is clearly an investment. Does this apply to those who don’t farm? I wish to clarify that […] Read more
The much-maligned RRSP
RRSP’s have a bad reputation lately, but for many investors, they’re a good option
By the time you read this the 2018 Registered Retirement Savings Plan (RRSP) deadline will have come and gone. However, I suspect most readers will have contribution room available, which can be found on your annual income tax “Notice of Assessment.” Many Canadians have tossed the RRSP into the trash bin, favouring the TFSA. I […] Read more
Investment success factors
Some personal and investment-focused factors that drive investing success
In September of last year I was interviewed by the Globe and Mail, Canada’s premier business newspaper. A question that really made me think was, “What accounts for your outperformance since the 1990s?” I would like to delve into this question, dividing the answer into personal and investment factors. Personal factors for success The personal […] Read more
A dynamic investment trio: TFSA, Stocks, the ‘Rule of 72’
Use the three parts of this trio to build your own self-sustaining retirement program
The TFSA program is beneficial to all, but is especially beneficial to the younger generation who have an unprecedented ability to use its tax-free compounding potential for many years. Let’s look at how the TFSA can be combined with stock investments, compounding through the “Rule of 72,” to build a self-sustaining retirement program. Stocks are […] Read more
Cyber-Savvy Farmer
