Off-farm investing is intended to spread risk and produce alternative income. Investing spare cash 
from farm profits in an agricultural commodity is not really diversifying.

Investing: taking risks in the new economy

Old economy, new economy. Finding safe off-farm investments in a perilous world

It is the question closest to the hearts and digestions of most investors: How long can the good times last? The tech-heavy NASDAQ Composite index was up 26.3 per cent for the 12-month period ending June 7, 2017. Canada’s S&P/TSX Composite Index rose a modest 7.7 per cent in the same period, restrained by flagging […] Read more

In their plan to retire from their successful career as farmers, Jurgen and Frieda will include their grandson Herb in their succession plan. Herb has been doing much of the farm work for half a decade. Jurgen and Frieda’s son and daughter have off-farm careers, and don’t wish to farm.

Farm Financial Planner: Succession can skip a generation

This couple will hand the farm over to a grandson, keeping preferred shares for income

In western Manitoba, a couple we’ll call Jurgen, 73, and Frieda, 71, have farmed for the last 52 years. Jurgen inherited the home farm of 320 acres in 1972. The farm grew slowly. Jurgen and Frieda expanded the farming by renting land and buying parcels as they became available. At present, the couple has 2,000 […] Read more


Guarding Wealth: Long-term investing is a sure thing

There are short-term risks, but inflation and survivor bias make long-term bets winners

Let’s have a heart to heart talk about the fundamentals of investing on the farm and off the farm and, for that matter, investing in education for a career or a used car. Every investment has character, whether it’s a tech stock and you have to bet on a new trend or product on the […] Read more

Between the Rows: Tech, teaching and tonnage

Between the Rows: Tech, teaching and tonnage

It’s no secret that technology companies have placing agriculture-related bets in recent years, but their total investment in startups is down from its 2015 peak. Has Silicon Valley cooled on agriculture or will it keep pushing at what some describe as tech’s “last frontier?” On this week’s episode of Glacier FarmMedia’s new podcast Between the […] Read more


Farm Financial Planner: Moving to corporate structures

Bumper crops and bulging silos can make a move to corporate structure essential

In central Manitoba, a couple we’ll call Nick, 38, and Mary, 37, farm 1,500 acres. They inherited Nick’s family farm eight years ago after his parents died. The farm began with the parents’ two sections. When the parents passed away, the home quarter and associated buildings went to Nick with the neighbouring quarter section going […] Read more

Farm Financial Planner: Retiring farmer selling off the farm

Farm Financial Planner: Retiring farmer selling off the farm

With no spouse and a disabled nephew, this Saskatchewan farmer is ready to close up shop

In northwestern Sask-atchewan, a 63-year old farmer we’ll call Rorie runs a mixed grain and cattle operation on 12 quarters of land. Helped by Sam, his 43-year old nephew, Rorie, who has never been married, keeps five quarters in wheat and oilseeds and grazes 80 cows on the remaining seven quarters. Rorie has a lot […] Read more


Higher interest, rising bond prices

U.S. interest rates are heading up, and bond prices are rising. Here's why security pays

The ominous Chinese greeting, “may you live in interesting times,” has arrived in Canada. We face declining energy prices that are dragging down the entire economy to nearly zero growth. Canadian stocks are accordingly dismal. Our partner to the south, the U.S., has a soaring currency that will inhibit its exports. As a result, the […] Read more