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Farm Life

Credit Concepts You Should Know

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Spring is on the way and you may soon be working through the annual credit review process with your bank or perhaps applying for a new equipment loan. A good understanding of some basic credit concepts can help reduce the time, stress and uncertainty involved in arranging the credit you need for your farm. When […] Read more
Columns

Counseling Is About Recovery

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When farm and ranch families are stressed out for long periods of time -chronic, prolonged stress -they may experience a number of signs and symptoms. Watch for the following effects in farm families you see on a day-to-day basis: PHYSICAL COGNITIVE EMOTIONAL SELF-ESTEEM BEHAVIORAL Headaches Ulcers Backaches Eating Sleep Disturbances Frequent Sickness Exhaustion Memory Loss […] Read more
Farm Life

Are Finance Skills Your Weak Link?

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A young grain farmer who attended a recent delivery of my Farm Financial Workshop said he came because he felt financial management was the “weakest link” in the overall management of his farm. He explained that he has put a lot of focus on managing his agronomy and marketing and feels pretty comfortable with his […] Read more
Farm Life

No Will Can Destroy The Farm

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— KEVIN JAQUES “By doing the will himself, the farmer saved perhaps $50, but it cost his beloved sister a $500,000 loss out of the inheritance he undoubtedly intended for her.” Passing a farm down from one generation to the next is the dream and goal of many farmers. Saving the farm from being severely […] Read more
Columns

8 Ps Your Daughter-In-Law Needs

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Afarm family with a very strong-willed daughter-in-law asks their business planner how to make progress with decision making since the “in-law” seems to have an opinion about every farm business decision made. The planner advised the farm team to consider farm business and shareholder decisions as their “territory,” making it clear that the spouse — […] Read more
Columns

5 Priorities For Top Managers

If you are an avid golfer, have you ever paused to wonder how Tiger Woods excels in his sport. Many would assume that he is a naturally good golfer, but there are many good golfers in the world so what sets Tiger apart? It could the mental and physical planning and preparation that takes place […] Read more
Columns

Are You Making Emotional Decisions?

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Pierrette Desrosiers has a very powerful message for farmers. “If you can’t manage your emotions, your emotions will manage you,” she says. Desrosiers is a Quebec-based psychologist and coach who often shares a room with me at conferences, like we did in Quebec at the International Succession Conference last August. If you’d like to catch […] Read more
Farm Life

Poorly Written Will Threatens Farm

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An Alberta grain farmer we’ll call Bill and his wife, who we’ll call Marilyn, both in their early 40s, have two teenagers. They are part of a family tradition that has seen his dad cultivate 3,000 acres of dry land. Now the question of succession has arisen. Bill’s dad, now in his 80s, has a […] Read more
Farm Life

Buy A Quarter Before Age 30

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There is often the mistaken assumption that the incoming generation will automatically possess the skills required to run a farming business and yet they are rarely tested in this area until the outgoing generation has departed. In addition, farming is now a much more demanding, complex business that requires as many skills in the office […] Read more
Columns

Call In The Clan And Celebrate

Thanksgiving is one of my favourite celebrations of the year, simply because it calls me to give thanks with a grateful heart. It’s a marker in our year after harvest as we gather at church to view the display of wheat, garden gifts, and celebrate with a bountiful meal. We also are blessed to share […] Read more

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