GFM Network News


It’s clear that a modest financial base can produce substantial returns late in life with well-managed tax exposure and a view to transfer of assets to the next generation.

Farm Financial Planner: A Manitoba couple generates more income and pays less tax

How the couple secured retirement and transferred their remaining land to their son

In central Manitoba, a couple we’ll call Harry, 80, and Mary, 76, had a mixed grain and beef cattle farm for four decades. They sold the home quarter to their youngest son, taking back a long-term mortgage with favourable terms. They kept 320 acres, which they have rented out to a neighbour. Their plan was […] Read more

It’s time to bring people to the table to find what each person wants for their life, their family and their farm business.

Froese: How to pitch pride and get transition traction

If emotion is affecting transition — you need to talk

In 2003, Tom Hubler, a family business coach, told me “Pride and stubbornness” are barriers to a successful transition. This winter Beth Moore’s teaching has encouraged me to explore the aspects of pride that impact family harmony. Let’s dissect this touchy topic. 1. Heart. I am convinced the emotional factors affecting planning are keeping well-meaning […] Read more


Proper testing can serve as a surveillance program to better understand what diseases kill livestock.

BSE testing and the positives to your cattle herd

Animal Health with Roy Lewis: Testing is still needed to demonstrate producers' due diligence

In Canada, we have to keep up our BSE testing numbers to maintain and improve our status as a “controlled (low-risk) BSE risk country.” Along with testing to determine if a suspicious or downer animal has BSE, as a side benefit the veterinarian conducting the autopsy and sample collection can also determine the cause of […] Read more

Count your blessings, and take the first steps to stop worrying about the pain of not knowing.

Froese: How to give thanks for getting unstuck

Imagine how good it will feel when you start to take positive action

October for farmers is a “get ’er done” kind of season where fall work is pressing and late-season crops are harvested, cattle are moved, and the list goes on. Last March when the Great Pause hit us, we were advised “not to waste a good crisis.” So on top of the routine things that we […] Read more


Farm Financial Planner: A COVID-19 plan could save the family farm

In a term of illness, a succession plan can provide for farm management

Death may be inevitable, but the new reality of COVID-19 is that it can strike long before the end of a planned retirement. Conventional preparations like having a will and a plan for distribution of farmland and machinery, inventory, and financial assets, such as stocks, bonds and bank accounts, are usually done as distant contingency […] Read more

Procrastination is killing agriculture. Way too many families are drifting with no clarity of expectations of each other or the future.

Froese: How to help founders get transition plans moving

Now is the time to check your mindset and consider how you can create certainty for yourself and the next generation

Long harvest hours give you time to think about what is working on your farm and what needs to be tweaked. Our thoughts drive our actions. It’s time to check your mindset to consider how you can create more certainty for yourself as the owner, and the next generation that wants a piece of equity […] Read more


Diana 
and Len Desharnais on a recent trip to Germany.

Meet your farming neighbours: Len and Diana Desharnais

The Desharnais family farms in the Peace River area of northern Alberta

Every farm has its own story. No two farms (or farmers) are exactly alike. Everyone starts off farming in their own way and every farm has its own combination of family and hired staff who make decisions and keep things running. Yet, even after considering all of the details, farmers are more alike than they […] Read more

What’s planned for farm shows and conferences this fall and winter

Several events have just shut down for the year, others have gone on-line

Well seven months into this pandemic thing and if you were expecting that life would be getting back to normal by now, well it isn’t — not completely anyway. I think the world and certainly Canadians are getting a bit more comfortable with COVID-19 protocols and social distancing requirements, which is a good thing because […] Read more


Farmers are faced with more complex challenges than ever before.

How can you prepare your farm for the post-COVID future?

Three actions you can take to prepare for the new reality

Over the last decade, Canada’s agriculture industry has navigated changing consumer behaviours, adverse weather, globalization and trade challenges, digital innovation, and a shift in workforce demographics and labour supply. These forces of change have already been reshaping the industry and the conversations around it. In our report, Farmer 4.0: How the Coming Skills Revolution can […] Read more

Froese: Vision for family, farm and ownership — What now?

With the ripple effect of the pandemic now is the time to redefine where you’re at

Farmers are problem solvers and fixers, but I don’t think we anticipated the ripple effect of a pandemic on our families, our farms and our future. I’ve spent the last few weeks anchored at my farm office calling out to farmers, listening, and drilling deep to share a well of hope. On a Zoom call […] Read more